Tales of the Unexpected! The Banking crisis...

Our own banking crisis that is! We have our own money, Vin has his money and I have mine. that is the way we have always done it, and it works very well. However..we do have a Household Account with the Nat west that we both contribute to each month equally. With our lunchtime post, which arrived at around a quarter past one!! we got a statement about this account, and I repeat I got a grotty letter to say that we had exceeded the agreed overdraft amount so would be charged £6 a day unless we put it right!! So off we went hot foot to Formby again to the bank where i drew out £250 from my account to pay in. At least we are now fine, and there will not be any more trouble with losing £6 a day!
A few things about this...
1. If we had got our morning post at breakfast time instead of lunchtime we would have saved petrol since we had just come back from Formby!!
2 We need to set up Online banking for this account so we know where we are with it.
3. We need to watch the bills, they are all creeping up, and therefore so is the amount going out.
4 We probably need to increase the amount of money that we put into this account each month.
So a bit of a wake up call all in all.
We had been out and about today doing bits and pieces. Vin wanted to return a roll of insulation material to Homebase and look for some woodworm fluid. So he did that, but their woodworm fluid was £18 a tin..look for that somewhere else. i wanted a couple of things from tesco which is opposite Homebase, so we went in there. Only wanted a couple of Quorn things and ended up spending £36 !! Hate tesco's and never go in there but they do have a couple of things that none of the other stores sell.
Then we came bck along the By Pass to Ince Blundell to the garden centre. The other day we had bought some lovely "letters" an A and J for John and Ann and a J and V for us. Unfortunately the J that I bought for the Australia parcel doesn't stand up ! typical..so we took them back for a refund and replacement. big snag..there weren't any more J's. Typiccal!! Why is it always me?So got our refund and came home for coffee. Then the banking letters came, so we had to make a quick dash back to Formby. Did kill two birds with one stone though because we parked right outside the bank...VERY unusual but it was lunchtime, and then went into waitrose car park so Vin could go to the little hardware shop opposite that sells everything. He got his woodworm fluid there for £5. So that was OK.

Bit of a story to this picture. Vin has loaded some more of our new England pics, and we came across this one from sturbridge Village. It is a fantastic place with old buildings and workplaces that are inhabited during the day and is used as a tourist attraction. unbelievably well done. This is the Oxen man who was driving the oxen to their shelter. later on that evening, Vin had gone to the liquor outlet to get a bottle of wine, and came across the "oxen man" working there! He said Hello to him and the oxen man said Sssh don't tell anyone!! Two jobs to make ends meet I suppose.

Tonight we are having:
Cheesey Kievs
squashed and baked potatoes
Mixed green vegetables.